Where medical assistants keep the most after rent

20 large metros ranked by how much of a median medical assistant's take-home pay goes to a one-bedroom at HUD Fair Market Rent. BLS occupation code 31-9092; national median $45,690.

Wages: BLS OEWS May 2025 estimates · Rent: HUD FMR FY2027 (effective Oct 1, 2026)

Minneapolis–St. Paul comes out on top. Median pay of $52,570 against a $1,427 one-bedroom leaves $2,275 a month after rent. At the bottom is New York, where rent takes 80% of take-home pay. The highest-paying metro, Seattle ($61,500), ranks 9 of 20 once rent is counted.

1-bedroom rent as a share of take-home pay

≤30% of take-home30–40%>40%30% line

Full table

#MetroMedian payvs. U.S.1BR rentHours of work1BR shareLeft / moEmployed
1Minneapolis–St. Paul$52,570+15%$1,42756.4 h39%$2,2757,390
2Detroit$39,410−14%$1,16761.6 h41%$1,65312,400
3Houston$42,110−8%$1,26162.3 h42%$1,74018,280
4Phoenix$46,830+3%$1,49366.3 h45%$1,82415,410
5Philadelphia$45,890+0%$1,55870.6 h48%$1,69613,150
6Baltimore$46,790+2%$1,62572.2 h49%$1,6908,170
7Atlanta$46,060+1%$1,61973.1 h50%$1,64716,910
8Dallas–Fort Worth$43,100−6%$1,53674.1 h50%$1,53220,560
9Seattle$61,500+35%$2,18073.7 h51%$2,12010,210
10Riverside–San Bernardino$46,700+2%$1,70575.9 h52%$1,60411,280
11Tampa$44,480−3%$1,64877.0 h52%$1,5129,310
12Denver$49,700+9%$1,83176.6 h52%$1,6786,440
13Chicago$47,270+3%$1,78078.3 h53%$1,56715,640
14San Francisco$59,790+31%$2,29079.7 h55%$1,89514,320
15Miami$44,930−2%$2,12198.2 h66%$1,06918,670
16Washington, DC$46,640+2%$2,20498.3 h67%$1,10113,890
17San Diego$49,420+8%$2,33598.3 h67%$1,1569,370
18Boston$50,740+11%$2,518103.2 h70%$1,06110,750
19Los Angeles$47,760+5%$2,402104.6 h71%$97839,770
20New York$48,370+6%$2,729117.3 h80%$69144,060

Sources & method

  1. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 — metropolitan areas — vintage: May 2025 estimates. File: oesm25ma.zip, retrieved 2026-10-06.
  2. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 — national — vintage: May 2025 estimates. File: oesm25nat.zip, retrieved 2026-10-06.
  3. U.S. Department of Housing and Urban Development (HUD USER), Fair Market Rents, FY2027 — vintage: FY2027 (effective Oct 1, 2026). File: FY27_FMRs.xlsx, retrieved 2026-10-05.
  4. Internal Revenue Service, Rev. Proc. 2025-32 (tax year 2026 brackets, $16,100 standard deduction) and SSA's $184,500 wage base, used for the take-home estimate.

Take-home = annual wage − 2026 federal income tax (single filer, standard deduction) − Social Security and Medicare. State and local income taxes are not deducted. Wages are May 2025 estimates; rents are HUD Fair Market Rents FY2027 (effective Oct 1, 2026). Full details on the methodology page. Page data last rebuilt 2026-10-06.