Where heavy and tractor-trailer truck drivers keep the most after rent

20 large metros ranked by how much of a median truck driver's take-home pay goes to a one-bedroom at HUD Fair Market Rent. BLS occupation code 53-3032; national median $58,640.

Wages: BLS OEWS May 2025 estimates · Rent: HUD FMR FY2027 (effective Oct 1, 2026)

Detroit comes out on top. Median pay of $59,120 against a $1,167 one-bedroom leaves $2,973 a month after rent. At the bottom is New York, where rent takes 60% of take-home pay. The highest-paying metro, Seattle ($71,240), ranks 12 of 20 once rent is counted.

1-bedroom rent as a share of take-home pay

≤30% of take-home30–40%>40%30% line

Full table

#MetroMedian payvs. U.S.1BR rentHours of work1BR shareLeft / moEmployed
1Detroit$59,120+1%$1,16741.0 h28%$2,97325,780
2Houston$56,840−3%$1,26146.1 h32%$2,72749,750
3Minneapolis–St. Paul$64,200+9%$1,42746.2 h32%$3,05320,430
4Phoenix$59,770+2%$1,49351.9 h36%$2,69130,480
5Dallas–Fort Worth$59,530+2%$1,53653.7 h37%$2,63255,670
6Philadelphia$59,370+1%$1,55854.6 h37%$2,59932,220
7Baltimore$59,460+1%$1,62556.8 h39%$2,53815,580
8Atlanta$59,100+1%$1,61957.0 h39%$2,52041,830
9Riverside–San Bernardino$60,580+3%$1,70558.5 h40%$2,53340,230
10Chicago$62,300+6%$1,78059.4 h41%$2,57362,210
11Denver$63,900+9%$1,83159.6 h41%$2,62914,320
12Seattle$71,240+21%$2,18063.6 h44%$2,73221,230
13Tampa$50,560−14%$1,64867.8 h46%$1,91915,840
14San Francisco$66,450+13%$2,29071.7 h49%$2,34116,450
15Washington, DC$59,820+2%$2,20476.6 h53%$1,98320,430
16San Diego$59,780+2%$2,33581.2 h56%$1,84910,440
17Boston$64,010+9%$2,51881.8 h56%$1,95020,090
18Los Angeles$60,340+3%$2,40282.8 h57%$1,82061,270
19Miami$51,580−12%$2,12185.5 h58%$1,51429,060
20New York$65,040+11%$2,72987.3 h60%$1,80865,100

Sources & method

  1. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 — metropolitan areas — vintage: May 2025 estimates. File: oesm25ma.zip, retrieved 2026-10-06.
  2. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 — national — vintage: May 2025 estimates. File: oesm25nat.zip, retrieved 2026-10-06.
  3. U.S. Department of Housing and Urban Development (HUD USER), Fair Market Rents, FY2027 — vintage: FY2027 (effective Oct 1, 2026). File: FY27_FMRs.xlsx, retrieved 2026-10-05.
  4. Internal Revenue Service, Rev. Proc. 2025-32 (tax year 2026 brackets, $16,100 standard deduction) and SSA's $184,500 wage base, used for the take-home estimate.

Take-home = annual wage − 2026 federal income tax (single filer, standard deduction) − Social Security and Medicare. State and local income taxes are not deducted. Wages are May 2025 estimates; rents are HUD Fair Market Rents FY2027 (effective Oct 1, 2026). Full details on the methodology page. Page data last rebuilt 2026-10-06.