Retail Salesperson · Washington, DC, DC

125.2 hours of work

cover a month's rent on a one-bedroom in Washington, DC for a retail salesperson earning the median $17.60 an hour.

Strained Rank 15 of 20 for Retail Salespersons (by rent share of take-home) · Metro median pay is 3% above this job's U.S. median

Median pay
$36,610
per year · $17.60/hr · 66,920 Retail Salespersons
1-bedroom rent
$2,204
per month · HUD Fair Market Rent FY2027 (effective Oct 1, 2026)
Take-home
$2,633
per month after federal tax + FICA
Left after rent
$429
per month · yours · 84% of take-home

Hours of work = monthly rent ÷ BLS median hourly wage ($2,204 ÷ $17.60). After federal taxes the same rent takes 145.1 h of take-home pay. DC state income tax isn't deducted, so real take-home is a bit higher-taxed.

EARNINGS STATEMENT FY2027 (effective Oct 1, 2026)
Retail Salesperson
Washington-Arlington-Alexandria, DC-VA-MD-WV
Rate (median, hourly)$17.60
Hours in a month173.3
Gross pay$3,051
Federal income tax−$184
Social Security + Medicare−$233
Take-home$2,633
Rent · 1BR · HUD FMR−$2,204

Rent costs

125.2 hours

of work to cover one month

STUB-01

Wages May 2025 estimates · Rent FY2027 (effective Oct 1, 2026)

01 · Paycheck prints

A month at the median wage, line by line.

Rate $17.60 × 173.3 hours (2,080 ÷ 12) prints gross pay of $3,051.

EARNINGS STATEMENT FY2027 (effective Oct 1, 2026)
Retail Salesperson
Washington-Arlington-Alexandria, DC-VA-MD-WV
Rate (median, hourly)$17.60
Hours in a month173.3
Gross pay$3,051
Federal income tax−$184
Social Security + Medicare−$233
Take-home$2,633
Rent · 1BR · HUD FMR−$2,204

Rent costs

125.2 hours

of work to cover one month

STUB-01

Wages May 2025 estimates · Rent FY2027 (effective Oct 1, 2026)

02 · Taxes peel off

Federal income tax and FICA come off the stub.

2026 single filer, standard deduction. State income tax is not deducted here.

Federal income tax 2026, single−$184
Social Security + Medicare−$233

Taxes · $418 · peeled

03 · Rent tears away

A strip as tall as the rent.

125.2 h

of work at $17.60/hr pays $2,204, one month of a one-bedroom in Washington, DC. The strip is drawn to scale: $2,204 of a $3,051 gross month (72% of stub).

Background tint · rent burden 83.7% of take-home

Rent · 1BR FMR−$2,204

Hours of work

125.2

HUD Fair Market Rent FY2027 (effective Oct 1, 2026) · Washington, DC metro

04 · What's left is yours

After tax and the 1-bedroom, this remains.

Strained

What's left · yours

$429

Take-home before rent$2,633
2BR instead (−$2,438)$195
vs HUD 30%-of-gross rule0.41×

05 · Floor plan

The stub becomes a one-bedroom.

Rent hatches rooms in ledger red, to scale against take-home. Toggle a 2-bedroom — both figures are precomputed HUD FMRs.

1-bedroom floor plan with rent hatched LIVING BED BATH KITCHEN

Hatched share is 84% of take-home (1BR).

06 · Street grid

How Washington, DC compares for Retail Salespersons

Hours of work to cover a one-bedroom's rent, all metros, fewest hours first.

Comfortable (rent ≤ 30% of take-home)Stretched (30–40%)Strained (> 40%)

Sorted by hours of work (1-bedroom HUD FMR ÷ median hourly wage), fewest first. Rank on the page still uses rent share of take-home.

# Metro Hours Rent Wage / hr 0 – 52 h (HUD 30% of gross)
01 Detroit 69.1 h $1,167 $16.89
02 Minneapolis–St. Paul 80.9 h $1,427 $17.63
03 Houston 83.7 h $1,261 $15.07
04 Phoenix 86.4 h $1,493 $17.29
05 Philadelphia 93.1 h $1,558 $16.74
06 Dallas–Fort Worth 95.6 h $1,536 $16.06
07 Riverside–San Bernardino 96.5 h $1,705 $17.66
08 Baltimore 97.1 h $1,625 $16.73
09 Denver 99.0 h $1,831 $18.50
10 Tampa 101.4 h $1,648 $16.25
11 Atlanta 102.5 h $1,619 $15.79
12 Chicago 103.4 h $1,780 $17.22
13 Seattle 107.8 h $2,180 $20.23
14 San Francisco 108.6 h $2,290 $21.08
15 Washington, DC 125.2 h $2,204 $17.60
16 San Diego 128.4 h $2,335 $18.18
17 Miami 128.5 h $2,121 $16.50
18 Los Angeles 132.5 h $2,402 $18.13
19 Boston 142.1 h $2,518 $17.72
20 New York 148.3 h $2,729 $18.40

The ledger

One month at the median wage, line by line, in dollars and in hours of work.

LinePer monthHours of workBasis
Gross pay$3,051173.3$36,610 ÷ 12
Federal income tax−$18410.5$2,213/yr ÷ 12
Social Security + Medicare−$23313.3$2,801/yr ÷ 12
Take-home$2,633149.6DC wage tax not deducted
Rent · 1BR FMR−$2,204125.2HUD FY2027 (effective Oct 1, 2026)
Yours$42924.4take-home − rent

Hours = dollars ÷ $17.60; 173.3 = 2,080 hrs ÷ 12. May not sum exactly due to rounding.

Hours of work for rent, by pay level

Same $2,204 one-bedroom, different retail salesperson paychecks.

10th · $14.73 149.6 h
25th · $16.51 133.5 h
Median · $17.60 125.2 h
75th · $19.10 115.4 h
90th · $22.98 95.9 h

Bar scale includes the HUD 30%-of-gross line at 52.0 h (52 h rounded). Same 1-bedroom, different paychecks (BLS wage percentiles ÷ 2,080 hrs).

Take-home vs rent

Monthly take-home pay: $2,633 1-bedroom Rent $2,204 2-bedroom Rent $2,438

Where Retail Salespersons keep more after rent

This ranking uses rent share of take-home (rank 15 of 20), not hours.

≤30% of take-home30–40%>40%30% line

Sources & method

  1. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 — metropolitan areas — vintage: May 2025 estimates. File: oesm25ma.zip, retrieved 2026-10-06.
  2. U.S. Department of Housing and Urban Development (HUD USER), Fair Market Rents, FY2027 — vintage: FY2027 (effective Oct 1, 2026). File: FY27_FMRs.xlsx, retrieved 2026-10-05.
  3. Internal Revenue Service, Rev. Proc. 2025-32 (tax year 2026 brackets, $16,100 standard deduction) and SSA's $184,500 wage base, used for the take-home estimate.
  4. HUD FMR area: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area (METRO47900M47900).
  5. Occupation: SOC 41-2031 Retail Salespersons.

Take-home = annual wage − 2026 federal income tax (single filer, standard deduction) − Social Security and Medicare. State and local income taxes are not deducted. Wages are May 2025 estimates; rents are HUD Fair Market Rents FY2027 (effective Oct 1, 2026). Full details on the methodology page. Page data last rebuilt 2026-10-06.

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