Software Developer · Atlanta, GA

25.3 hours of work

cover a month's rent on a one-bedroom in Atlanta for a software developer earning the median $63.92 an hour.

Comfortable Rank 8 of 21 for Software Developers (by rent share of take-home) · Metro median pay is 2% below this job's U.S. median

Median pay
$132,960
per year · $63.92/hr · 36,300 Software Developers
1-bedroom rent
$1,619
per month · HUD Fair Market Rent FY2027 (effective Oct 1, 2026)
Take-home
$8,512
per month after federal tax + FICA
Left after rent
$6,893
per month · yours · 19% of take-home

Hours of work = monthly rent ÷ BLS median hourly wage ($1,619 ÷ $63.92). After federal taxes the same rent takes 33.0 h of take-home pay. GA state income tax isn't deducted, so real take-home is a bit higher-taxed.

EARNINGS STATEMENT FY2027 (effective Oct 1, 2026)
Software Developer
Atlanta-Sandy Springs-Roswell, GA
Rate (median, hourly)$63.92
Hours in a month173.3
Gross pay$11,080
Federal income tax−$1,720
Social Security + Medicare−$848
Take-home$8,512
Rent · 1BR · HUD FMR−$1,619

Rent costs

25.3 hours

of work to cover one month

STUB-01

Wages May 2025 estimates · Rent FY2027 (effective Oct 1, 2026)

01 · Paycheck prints

A month at the median wage, line by line.

Rate $63.92 × 173.3 hours (2,080 ÷ 12) prints gross pay of $11,080.

EARNINGS STATEMENT FY2027 (effective Oct 1, 2026)
Software Developer
Atlanta-Sandy Springs-Roswell, GA
Rate (median, hourly)$63.92
Hours in a month173.3
Gross pay$11,080
Federal income tax−$1,720
Social Security + Medicare−$848
Take-home$8,512
Rent · 1BR · HUD FMR−$1,619

Rent costs

25.3 hours

of work to cover one month

STUB-01

Wages May 2025 estimates · Rent FY2027 (effective Oct 1, 2026)

02 · Taxes peel off

Federal income tax and FICA come off the stub.

2026 single filer, standard deduction. State income tax is not deducted here.

Federal income tax 2026, single−$1,720
Social Security + Medicare−$848

Taxes · $2,568 · peeled

03 · Rent tears away

A strip as tall as the rent.

25.3 h

of work at $63.92/hr pays $1,619, one month of a one-bedroom in Atlanta. The strip is drawn to scale: $1,619 of a $11,080 gross month (15% of stub).

Background tint · rent burden 19.0% of take-home

Rent · 1BR FMR−$1,619

Hours of work

25.3

HUD Fair Market Rent FY2027 (effective Oct 1, 2026) · Atlanta metro

04 · What's left is yours

After tax and the 1-bedroom, this remains.

Comfortable

What's left · yours

$6,893

Take-home before rent$8,512
2BR instead (−$1,762)$6,750
vs HUD 30%-of-gross rule2.05×

05 · Floor plan

The stub becomes a one-bedroom.

Rent hatches rooms in ledger red, to scale against take-home. Toggle a 2-bedroom — both figures are precomputed HUD FMRs.

1-bedroom floor plan with rent hatched LIVING BED BATH KITCHEN

Hatched share is 19% of take-home (1BR).

06 · Street grid

How Atlanta compares for Software Developers

Hours of work to cover a one-bedroom's rent, all metros, fewest hours first.

Comfortable (rent ≤ 30% of take-home)Stretched (30–40%)Strained (> 40%)

Sorted by hours of work (1-bedroom HUD FMR ÷ median hourly wage), fewest first. Rank on the page still uses rent share of take-home.

# Metro Hours Rent Wage / hr 0 – 52 h (HUD 30% of gross)
01 Detroit 18.6 h $1,167 $62.87
02 Houston 20.3 h $1,261 $62.23
03 Minneapolis–St. Paul 22.7 h $1,427 $62.94
04 Phoenix 23.6 h $1,493 $63.34
05 Dallas–Fort Worth 24.0 h $1,536 $64.08
06 Baltimore 24.3 h $1,625 $66.78
07 Philadelphia 24.4 h $1,558 $63.96
08 Atlanta 25.3 h $1,619 $63.92
09 San Francisco 25.5 h $2,290 $89.73
10 Tampa 26.3 h $1,648 $62.71
11 Riverside–San Bernardino 26.6 h $1,705 $64.07
12 Seattle 27.1 h $2,180 $80.42
13 Chicago 27.6 h $1,780 $64.60
14 Denver 27.7 h $1,831 $66.16
15 Orlando 27.7 h $1,726 $62.32
16 Washington, DC 29.6 h $2,204 $74.49
17 San Diego 29.7 h $2,335 $78.49
18 Los Angeles 31.0 h $2,402 $77.37
19 Boston 31.5 h $2,518 $79.85
20 Miami 33.3 h $2,121 $63.77
21 New York 34.0 h $2,729 $80.21

The ledger

One month at the median wage, line by line, in dollars and in hours of work.

LinePer monthHours of workBasis
Gross pay$11,080173.3$132,960 ÷ 12
Federal income tax−$1,72026.9$20,644/yr ÷ 12
Social Security + Medicare−$84813.3$10,171/yr ÷ 12
Take-home$8,512133.2GA wage tax not deducted
Rent · 1BR FMR−$1,61925.3HUD FY2027 (effective Oct 1, 2026)
Yours$6,893107.8take-home − rent

Hours = dollars ÷ $63.92; 173.3 = 2,080 hrs ÷ 12. May not sum exactly due to rounding.

Hours of work for rent, by pay level

Same $1,619 one-bedroom, different software developer paychecks.

10th · $40.10 40.4 h
25th · $50.31 32.2 h
Median · $63.92 25.3 h
75th · $78.94 20.5 h
90th · $85.74 18.9 h

Bar scale includes the HUD 30%-of-gross line at 52.0 h (52 h rounded). Same 1-bedroom, different paychecks (BLS wage percentiles ÷ 2,080 hrs).

Take-home vs rent

Monthly take-home pay: $8,512 1-bedroom Left $6,893 Rent $1,619 2-bedroom Left $6,750 Rent $1,762

Where Software Developers keep more after rent

This ranking uses rent share of take-home (rank 8 of 21), not hours.

≤30% of take-home30–40%>40%30% line

Sources & method

  1. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 — metropolitan areas — vintage: May 2025 estimates. File: oesm25ma.zip, retrieved 2026-10-06.
  2. U.S. Department of Housing and Urban Development (HUD USER), Fair Market Rents, FY2027 — vintage: FY2027 (effective Oct 1, 2026). File: FY27_FMRs.xlsx, retrieved 2026-10-05.
  3. Internal Revenue Service, Rev. Proc. 2025-32 (tax year 2026 brackets, $16,100 standard deduction) and SSA's $184,500 wage base, used for the take-home estimate.
  4. HUD FMR area: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area (METRO12060M12060).
  5. Occupation: SOC 15-1252 Software Developers.

Take-home = annual wage − 2026 federal income tax (single filer, standard deduction) − Social Security and Medicare. State and local income taxes are not deducted. Wages are May 2025 estimates; rents are HUD Fair Market Rents FY2027 (effective Oct 1, 2026). Full details on the methodology page. Page data last rebuilt 2026-10-06.

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