Software Developer · Orlando, FL

27.7 hours of work

cover a month's rent on a one-bedroom in Orlando for a software developer earning the median $62.32 an hour.

Comfortable Rank 13 of 21 for Software Developers (by rent share of take-home) · Metro median pay is 5% below this job's U.S. median

Median pay
$129,620
per year · $62.32/hr · 13,440 Software Developers
1-bedroom rent
$1,726
per month · HUD Fair Market Rent FY2027 (effective Oct 1, 2026)
Take-home
$8,322
per month after federal tax + FICA
Left after rent
$6,596
per month · yours · 21% of take-home

Hours of work = monthly rent ÷ BLS median hourly wage ($1,726 ÷ $62.32). After federal taxes the same rent takes 35.9 h of take-home pay.

EARNINGS STATEMENT FY2027 (effective Oct 1, 2026)
Software Developer
Orlando-Kissimmee-Sanford, FL
Rate (median, hourly)$62.32
Hours in a month173.3
Gross pay$10,802
Federal income tax−$1,654
Social Security + Medicare−$826
Take-home$8,322
Rent · 1BR · HUD FMR−$1,726

Rent costs

27.7 hours

of work to cover one month

STUB-01

Wages May 2025 estimates · Rent FY2027 (effective Oct 1, 2026)

01 · Paycheck prints

A month at the median wage, line by line.

Rate $62.32 × 173.3 hours (2,080 ÷ 12) prints gross pay of $10,802.

EARNINGS STATEMENT FY2027 (effective Oct 1, 2026)
Software Developer
Orlando-Kissimmee-Sanford, FL
Rate (median, hourly)$62.32
Hours in a month173.3
Gross pay$10,802
Federal income tax−$1,654
Social Security + Medicare−$826
Take-home$8,322
Rent · 1BR · HUD FMR−$1,726

Rent costs

27.7 hours

of work to cover one month

STUB-01

Wages May 2025 estimates · Rent FY2027 (effective Oct 1, 2026)

02 · Taxes peel off

Federal income tax and FICA come off the stub.

2026 single filer, standard deduction. State income tax is not levied in this state.

Federal income tax 2026, single−$1,654
Social Security + Medicare−$826

Taxes · $2,480 · peeled

03 · Rent tears away

A strip as tall as the rent.

27.7 h

of work at $62.32/hr pays $1,726, one month of a one-bedroom in Orlando. The strip is drawn to scale: $1,726 of a $10,802 gross month (16% of stub).

Background tint · rent burden 20.7% of take-home

Rent · 1BR FMR−$1,726

Hours of work

27.7

HUD Fair Market Rent FY2027 (effective Oct 1, 2026) · Orlando metro

04 · What's left is yours

After tax and the 1-bedroom, this remains.

Comfortable

What's left · yours

$6,596

Take-home before rent$8,322
2BR instead (−$1,959)$6,363
vs HUD 30%-of-gross rule1.88×

05 · Floor plan

The stub becomes a one-bedroom.

Rent hatches rooms in ledger red, to scale against take-home. Toggle a 2-bedroom — both figures are precomputed HUD FMRs.

1-bedroom floor plan with rent hatched LIVING BED BATH KITCHEN

Hatched share is 21% of take-home (1BR).

06 · Street grid

How Orlando compares for Software Developers

Hours of work to cover a one-bedroom's rent, all metros, fewest hours first.

Comfortable (rent ≤ 30% of take-home)Stretched (30–40%)Strained (> 40%)

Sorted by hours of work (1-bedroom HUD FMR ÷ median hourly wage), fewest first. Rank on the page still uses rent share of take-home.

# Metro Hours Rent Wage / hr 0 – 52 h (HUD 30% of gross)
01 Detroit 18.6 h $1,167 $62.87
02 Houston 20.3 h $1,261 $62.23
03 Minneapolis–St. Paul 22.7 h $1,427 $62.94
04 Phoenix 23.6 h $1,493 $63.34
05 Dallas–Fort Worth 24.0 h $1,536 $64.08
06 Baltimore 24.3 h $1,625 $66.78
07 Philadelphia 24.4 h $1,558 $63.96
08 Atlanta 25.3 h $1,619 $63.92
09 San Francisco 25.5 h $2,290 $89.73
10 Tampa 26.3 h $1,648 $62.71
11 Riverside–San Bernardino 26.6 h $1,705 $64.07
12 Seattle 27.1 h $2,180 $80.42
13 Chicago 27.6 h $1,780 $64.60
14 Denver 27.7 h $1,831 $66.16
15 Orlando 27.7 h $1,726 $62.32
16 Washington, DC 29.6 h $2,204 $74.49
17 San Diego 29.7 h $2,335 $78.49
18 Los Angeles 31.0 h $2,402 $77.37
19 Boston 31.5 h $2,518 $79.85
20 Miami 33.3 h $2,121 $63.77
21 New York 34.0 h $2,729 $80.21

The ledger

One month at the median wage, line by line, in dollars and in hours of work.

LinePer monthHours of workBasis
Gross pay$10,802173.3$129,620 ÷ 12
Federal income tax−$1,65426.5$19,843/yr ÷ 12
Social Security + Medicare−$82613.3$9,916/yr ÷ 12
Take-home$8,322133.5FL has no wage tax
Rent · 1BR FMR−$1,72627.7HUD FY2027 (effective Oct 1, 2026)
Yours$6,596105.8take-home − rent

Hours = dollars ÷ $62.32; 173.3 = 2,080 hrs ÷ 12. May not sum exactly due to rounding.

Hours of work for rent, by pay level

Same $1,726 one-bedroom, different software developer paychecks.

10th · $38.54 44.8 h
25th · $49.69 34.7 h
Median · $62.32 27.7 h
75th · $78.30 22.0 h
90th · $85.00 20.3 h

Bar scale includes the HUD 30%-of-gross line at 52.0 h (52 h rounded). Same 1-bedroom, different paychecks (BLS wage percentiles ÷ 2,080 hrs).

Take-home vs rent

Monthly take-home pay: $8,322 1-bedroom Left $6,596 Rent $1,726 2-bedroom Rent $1,959 Left $6,363

Where Software Developers keep more after rent

This ranking uses rent share of take-home (rank 13 of 21), not hours.

≤30% of take-home30–40%>40%30% line

Sources & method

  1. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 — metropolitan areas — vintage: May 2025 estimates. File: oesm25ma.zip, retrieved 2026-10-06.
  2. U.S. Department of Housing and Urban Development (HUD USER), Fair Market Rents, FY2027 — vintage: FY2027 (effective Oct 1, 2026). File: FY27_FMRs.xlsx, retrieved 2026-10-05.
  3. Internal Revenue Service, Rev. Proc. 2025-32 (tax year 2026 brackets, $16,100 standard deduction) and SSA's $184,500 wage base, used for the take-home estimate.
  4. HUD FMR area: Orlando-Kissimmee-Sanford, FL MSA (METRO36740M36740).
  5. Occupation: SOC 15-1252 Software Developers.

Take-home = annual wage − 2026 federal income tax (single filer, standard deduction) − Social Security and Medicare. State and local income taxes are not deducted. Wages are May 2025 estimates; rents are HUD Fair Market Rents FY2027 (effective Oct 1, 2026). Full details on the methodology page. Page data last rebuilt 2026-10-06.

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